Use these FREE official bankruptcy forms, schedules and state
exemption pamphlets to file your own chapter 7 or 13 bankruptcy!
All bankruptcy petitions require the filing of official federal
forms and schedules and, depending on the chapter you file and the state you
live in, you may need state-specific forms as well. You can also exempt (you
get to keep it) certain possesions, property and even cash! See these
additional resources elswhere on this site:
- Bankruptcy Exemptions (see
what you get to keep)
- List of Federal
Bankruptcy Courts and their locations
Download Official Bankruptcy Forms With Instructions
See Download Instructions
Below
Special Instructions After downloading the
forms to your computer, print two or three copies of each form. Download the
instructions for each form as well and, using the first copy for practice,
follow the instructions. After you've filled out a complete practice set of
forms, transfer the information to fresh forms for filing with the court. Your
goal is to file a petition that is clear and legible, has no mistakes and
includes all the necessary forms.
FREE Bonus Bankruptcy Basics is an
information-packed pamphlet written in plain easy-to-understand language. With
over 60 pages, it provides a wealth of information to debtors, creditors, court
personnel, the media, and the general public on different aspects of the
federal bankruptcy laws. Produced by the Administrative Office of the United
States Courts, it covers:
Introduction to Bankruptcy The Discharge in
Bankruptcy Chapter 7. Liquidation Under the Bankruptcy Code Chapter 13.
Individual Debt Adjustment Chapter 11. Reorganization Under the Bankruptcy
Code Chapter 12. Family Farmer Bankruptcy Chapter 9. Municipality
Bankruptcy SIPA. Securities Investor Protection Act Bankruptcy
Terminology
To get your free copy of "Bankruptcy Basics" in PDF format,
simply type in your email and then click the GO button.
* Email Required
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Bankruptcy Forms Download Instructions
Your download time will vary depending on your connection
speed. Here's a quick reference chart:
|
Connection Speed |
Download Time |
|
Modem, 14.4 |
1 minutes, 30 seconds |
|
Modem, 28.8 |
55 seconds |
|
Modem, 56k |
30 seconds |
|
DSL |
20 seconds |
|
Cable |
6 seconds |
Please be sure to follow these directions exactly for
trouble free downloading and viewing of your form. If you are new to computers
we suggest that you print these instructions to make the step by step process
as easy as possible.
Also keep in mind that these procedures are very standard
and common. If you have not yet learned to perform this function, this
experience will come in handy time & time again and now is as good a time
as any to acquire this simple & basic computer "downloading" skill.
Important: All forms have been scanned
with up-to-the-minute virus definition files.
Up Step
One:
Right-click on the desired form link to
open a drop down box. In this example I've right-clicked on the first link
"Form B1 - Voluntary Petition."
Next, Left-Click on "Save As"
or "Save Target As", and a window similar to the one
in step 2 below will appear on your screen.
Up Step
Two:
After selecting Save As
or "Save Target As" a screen similar to the screen shot below
will pop up asking you to select a directory on your computer in which to
download the file. It is a good idea to select the "Desktop"
as the file is easily found.
Once you have selected a directory and taken note of the
file name, click "Save" -- the download will automatically
begin.
Up Step
Three
Once the download is completed,
- "Minimize" your web browser and all other open programs
until you see the desktop.
- There will now be an icon on your desktop that looks
similar to this :
- To open and view the form either double click on it or
open it using your Acrobat Reader. Get
Acrobat Reader
Macintosh Instructions
Up Step
One:
Click on the link labeled "Form B1 -
Voluntary Petition." and hold the button down.
A menu will appear with a few different
choices. Click on "Save As" or "Save Target
As".
Up Step
Two:
A "Save As..." screen
will pop up asking you to select a folder on your computer in which to download
the file. It is a good idea to select the "Desktop" as the file is easily
found.
Once you have selected a directory and
taken note of the file name, click "Save" -- the download will automatically
begin.
Up Step
Three:
Once the download is completed,
- "Minimize" your web browser and all other open programs
until you see the desktop.
- There will now be an icon on your desktop that looks
similar to this :

- To open and view the form either double click on it or
open it using your Acrobat Reader. Get
Acrobat Reader
|
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If you've fallen behind on your
bills, especially credit cards, don't panic! You may have several good
options available to you besides bankruptcy.
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Find out if bankruptcy is right for
you, use this FREE Legal Evaluation
from a local bankruptcy attorney to help you decide. |
|
WHAT IS A REAFFIRMATION AGREEMENT? Even if a
debt can be discharged, you may have special reasons why you want to promise to
pay it. For example, you may want to work out a plan with the bank to keep your
car. To promise to pay that debt, you must sign and file a reaffirmation
agreement with the Court.
Reaffirmation agreements
are under special rules and are voluntary. They are not required by bankruptcy
law or by any other law. Reaffirmation agreements:
- Must be voluntary;
- Must not place too heavy a burden on
you or your family;
- Must be in your best interest; and
can be canceled anytime before the Court issues your discharge or within 60
days after the agreement is filed with the Court, whichever gives you the most
time.
- If you are an individual and you are
not represented by an attorney, the Court must hold a hearing to decide whether
to approve the reaffirmation agreement.
- The agreement will not be legally
binding until the Court approves it.
- If you reaffirm a debt and then fail
to pay it, you owe the debt the same as though there was no bankruptcy.
- The debt will not be discharged and
the creditor can take action to recover any property on which it has a lien or
mortgage.
- The creditor can also take legal
action to recover a judgment against you.
|
Rich's Enterprises, L.L.C.,
Prattville, Alabama Legal Disclaimer |
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